Deliver core banking services to your customers under your own brand, with the power of BNY’s industry-leading Banking-as-a-Service (BaaS) solution.
In today’s fast-paced environment, companies are continually seeking ways to deepen customer relationships, unlock new revenue streams, and stay ahead of the competition. BNY A.M.P. (Assets, Movements, Platforms) is a BaaS solution that empowers you to offer cutting-edge banking services to your customers, while helping to support regulatory compliance, risk management, and ongoing innovation.
BNY A.M.P. is a modular solution that enables you to embed BNY banking and treasury products and services — from interest-bearing accounts to payment processing to liquidity management — into your infrastructure so you can offer them to your customers under your own brand.
Our solution uses secure APIs and other digital tools to connect your business systems with our banking infrastructure, allowing for seamless and secure data exchange. BNY A.M.P. gives you access to a suite of powerful financial products and services as configurable building blocks, so you can create the banking experience that works best for your own customers.
Our solution supports a range of use cases.
Offer your end-investors a variety of payment and cash management products and services via a branded self-service portal.
Expand your current offerings to your business clients with innovative cash management, treasury, and global payments products, white-labeled under your brand.
Leverage a low-cost financing option that allows note holders to manage their holdings and provides you with access to working capital.
Give beneficiaries access to an interest-bearing account, including a branded self-service portal to manage account activity and transactions.
Leverage instant payment rails to deliver your customers’ funds in a faster, more secure way.
BNY A.M.P. offers ready-to-use modular building blocks to deliver a scalable financial product.
Efficient, secure, and tailored account opening services with streamlined onboarding and digital offerings.
Payables and receivables solutions with flexible digital integration, reduced processing time and costs, and reporting to optimize cash flow.
Liquidity management services to optimize cash flow, with tools for cash forecasting, automated sweeps, and interest optimization.
BNY has been offering BaaS solutions to our clients for over 30 years, allowing them to deepen relationships with their own customers.
Including debit cards, check writing, ACH transaction processing, mobile wallets, cross-border payments, demand notes, fee-based cash management, virtual account segregation, and more.
From an easy account opening process to modern websites and mobile applications to a 24/7 call center and concierge-level customer service.
BNY’s strong risk-management framework, KYC capabilities, and robust fraud prevention tools.
Customize and scale your offerings as your business evolves.
Our solution supports a range of use cases.
Offer your end-investors a variety of payment and cash management products and services via a branded self-service portal.
Expand your current offerings to your business clients with innovative cash management, treasury, and global payments products, white-labeled under your brand.
Leverage a low-cost financing option that allows note holders to manage their holdings and provides you with access to working capital.
Give beneficiaries access to an interest-bearing account, including a branded self-service portal to manage account activity and transactions.
Leverage instant payment rails to deliver your customers’ funds in a faster, more secure way.
BNY A.M.P. offers ready-to-use modular building blocks to deliver a scalable financial product.
Efficient, secure, and tailored account opening services with streamlined onboarding and digital offerings.
Payables and receivables solutions with flexible digital integration, reduced processing time and costs, and reporting to optimize cash flow.
Liquidity management services to optimize cash flow, with tools for cash forecasting, automated sweeps, and interest optimization.
BNY has been offering BaaS solutions to our clients for over 30 years, allowing them to deepen relationships with their own customers.
Including debit cards, check writing, ACH transaction processing, mobile wallets, cross-border payments, demand notes, fee-based cash management, virtual account segregation, and more.
From an easy account opening process to modern websites and mobile applications to a 24/7 call center and concierge-level customer service.
BNY’s strong risk-management framework, KYC capabilities, and robust fraud prevention tools.
Customize and scale your offerings as your business evolves.
What is Banking-as-a-Service? How can it support businesses' growth? Carl Slabicki, Executive Platform Owner, BNY Treasury Services, and Christine O’Reilly-Stewart, Director of Product Management for Banking as a Service at BNY explore key considerations when picking a BaaS provider.
Strategic Alliances
Through collaborations with best-in-class providers, we are committed to co-innovating, leveraging collective strengths and extending our mutual reach to advance a shared mission of delivering unparalleled value to our customers.
Through BNY’s collaboration with MoCaFi, we have launched a digital disbursement service to reach unbanked and underbanked individuals throughout the United States.
By integrating both the FedNow Service® and The Clearing House’s Real-Time Payments (RTP®) Network via a single solution, we are now providing a comprehensive offering for clients across both U.S. digital payment networks.
In collaboration with fintech Trustly, BNY launched Bankify, a new, safe and cost-effective payment method that merchants can offer their clients to pay with their bank account through a seamless experience within their online or mobile platforms.
With perspectives that go beyond common knowledge, our deeper level of market insight can help equip you for what lies ahead—whether it's facilitating faster, frictionless payments, offering intelligent cash management solutions, forward-minded FX, or simplifying cross-border transactions and global trade finance solutions.
As real-time payments become ingrained in the fabric of the payment landscape, businesses have new expectations and demands from financial services providers, working to create innovative solutions to incorporate fast payments, robust data and capture new market opportunities.
How can treasurers foster an effective liquidity management structure? Here are five key strategies to consider.
As commerce continues to accelerate around the globe, the speed at which businesses and individuals transact and settle transactions must keep pace. Real-time payments facilitate and accommodate doing business in an always on, real-time world.
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Stephanie Modar, Senior Vice President, Product Management for ACH and Validation Services, BNY, discusses key considerations when fighting payments fraud, and how the combination of regulatory and technology enhancements enables effective fraud mitigation and secure transactions.