Decisions for clients approaching retirement or in retirement have become more complex in the wake of the 2015 “pension freedoms” in the UK. This is particularly so for clients who do not want to buy an annuity and want to retain the flexibility and access to capital that an invested solution can provide.

Retirement planning in the UK has never stood still, but the ground is shifting more quickly and more meaningfully than many clients – and some firms – might expect.

Paul Byrne, BNY Investments Newton Portfolio Manager and Quantitative Analyst, outlines how BNY’s FutureLegacy risk-targeted multi-asset funds aim to help investors stay aligned with their retirement goals in uncertain markets.

Market shifts, rising risks and AI-driven volatility are challenging retirement income stability. BNY Investments Newton multi-asset portfolio manager Paul Byrne discusses why dynamic risk management and active multi-asset strategies are essential for steadying the ship.

Marking 25 years at BNY Investments Newton and eight years leading the BNY Mellon Multi-Asset Balanced strategy, Simon Nichols has steered UK and global equities, and multi-asset portfolios through volatile market periods. His accounting roots bring a healthy cynicism to stock selection as part of a long-serving and experienced multi-asset team.

BNY Investments Newton Portfolio Manager and Quantitative Analyst Paul Byrne walks through why active volatility management is essential for positioning in the new risk reality.