OUR VALUE
From fiduciary and trust capabilities to donor-advised funds, and education and health-savings solutions, our offerings help you expand planning conversations, deepen relationships and unlock new opportunities for growth.
PRODUCT HIGHLIGHTS
01
Trust Network
Corporate trustees and charitable trust administration are accessible without building trust infrastructure, so you can continue managing assets while supporting larger, multigenerational relationships.
02
Donor-Advised Funds
A curated network of philanthropic providers offers access to flexible solutions that support a range of contribution types, grantmaking and charitable planning strategies.
03
Education Savings
Tax-advantaged, open-architecture education savings plans will help clients prepare for future education costs, with flexible options to open, fund and manage accounts.
04
Health Savings
Health-savings accounts will help clients plan for future medical expenses, with year-to-year balance carryover and no minimums, plus options for qualified distributions or long-term investing.
05
Wealth & Planning Support
Access to fiduciary, tax, estate and family office capabilities helps address the complex financial needs of ultra-high-net-worth clients.
CLIENT VALUE
Serve Broader Needs
You can support clients across wealth, trust, giving and savings strategies without building each capability in-house.
Deepen Relationships
There are more opportunities to engage clients through education, health care, legacy and philanthropic planning conversations.
Grow With Confidence
Scalable solutions will help expand your offerings, build larger, more complex relationships, and support long-term growth.
READY TO TALK ABOUT WHAT'S NEXT?
Certain offerings may not be applicable to all clients.
1 Deposits of Collateral, Lien on Accounts, and Liquidation: In the event that additional collateral is requested due to a downturn in the market and/or the decline in value of your securities held as collateral, the undersigned may be required to deposit funds or acceptable securities into the brokerage or managed account(s) in order to restore the level of collateral to an acceptable level. If satisfactory collateral is not promptly deposited after a request is made, BNY Pershing may, at its discretion, liquidate securities held in any of the undersigned accounts. If securities are liquidated based on the need for additional collateral, the undersigned understands that there may be tax implications associated with the liquidation, such as capital gains tax, depending on your cost basis in the collateral and other factors affecting your tax status.
2 To participate in the Fully Paid Securities Lending program, clients must maintain a minimum of $250,000 in their accounts held with BNY Pershing. Investors should consult their tax advisors prior to participating in this program. Enrollment in the Fully Paid Securities Lending program does not guarantee that BNY Pershing will actually borrow securities from your clients. BNY Pershing will borrow securities based on the needs of its business.
3 Margin may not be appropriate for all investors and the risks should be carefully evaluated. Purchasing securities on margin can expose accounts to the potential for higher losses and accounts can lose more funds than deposited in Margin accounts. If the market value of a portfolio depreciates, additional funds or marginable securities may be required. Failure to satisfy account maintenance requirements will result in restrictions on accounts and/or liquidation of sufficient securities to bring accounts to an acceptable equity level. Maintenance requirements may increase at any time without prior notice.
4 Banking services and credit services, are provided by BNY Mellon, N.A. Member FDIC. Mortgage services, provided by BNY Mellon, N.A., are subject to credit approval
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