BNY MANAGED ASSET PROGRAM
A disciplined, personalized investment strategy.
A disciplined, personalized investment strategy.
The BNY Managed Asset Program (the “Program”), a wrap-fee, investment advisory program, provides a comprehensive, disciplined strategy for helping you achieve your long-term investment goals.
The Mutual Fund Series offers a sophisticated, quantitative process for analyzing your investment objectives and seeking to optimize your asset mix on an ongoing basis. You will receive professional guidance from a BNY Advisor to help you develop a personalized investment plan and choose from a carefully screened selection of mutual funds to implement your plan.
How the Mutual Fund Series Works
Complete an in-depth questionnaire to better define your goals and risk tolerance and help identify strengths and weaknesses in your current plan.
Your BNY Advisor will conduct an assessment to help create the foundation for a comprehensive personalized strategy.
You and your BNY Advisor, working together, will create a portfolio of mutual funds tailored to your individual needs. A well-crafted asset allocation plan may help effectively balance your portfolio's risk and potential return through challenging market conditions.
On an ongoing basis, a review of your asset mix will help ensure that it remains in line with your long-term investment objectives and risk tolerance. On a semi-annual basis (or quarterly basis if requested), your portfolio will automatically be rebalanced and your holdings reallocated to help keep your plan on track.
Your BNY Advisor will conduct periodic reviews with you to assess your portfolio and determine whether your investment goals and objectives have changed.
You will receive detailed information that allows you to easily track progress toward your investment goals.
The Program is sponsored by BNY Mellon Securities Corporation (BNYSC), a registered investment adviser, and
is available through BNYSC’s BNY Advisor Services Division. Please call 1-800-843-5466 to learn more.
Separately managed accounts can play an important role in an investor's portfolio because of the potential advantages they may offer over other types of investments. These customizable investment strategies are designed to help you pursue your specific financial goals by combining the benefits of professional money management with the flexibility, control and potential tax advantages offered by owning individual securities as opposed to interests in a pool of securities.
Portfolio customization is available. Investors can restrict specific securities or industries from their accounts or specify other investment-related restrictions.
Investors own each individual security within an account. Sell decisions (and possible capital gains consequences) are based on each investor's goals, and are not affected by the redemption needs of investors in a pooled vehicle, such as a mutual fund.
A BNY Advisor can help you manage your portfolio to help reduce tax liabilities. -Pay taxes (in addition to income taxes, if any) only on the capital gains that are actually realized. Mutual funds must distribute at least 98% of capital gains earned by the fund before the end of each year to avoid the imposition of excise taxes. These distributions can be taxable even to the mutual fund shareholder who does not sell shares. -Place assets into an account by transferring securities (from a brokerage or trust), rather than liquidating and being taxed on any capital gains (subject to portfolio manager discretion).
For more information on the BNY Managed Asset Program
1-800-843-5466
Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund or ETF carefully before investing. Contact a financial professional or visit bny.com/investments to obtain a prospectus, or summary prospectus, if available, that contains this and other information about the fund, and read it carefully before investing.
All investments involve risk, including loss of principal. Certain investments involve greater or unique risks that should be considered along with the objectives, fees, and expenses before investing.
No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. Asset allocation and diversification cannot ensure a profit or protect against loss.
This material has been provided for informational purposes only and should not be construed as investment advice or a recommendation of any particular investment product, strategy, investment manager or account arrangement, and should not serve as a primary basis for investment decisions.
Prospective investors should consult a legal, tax or financial professional in order to determine whether any investment product, strategy or service is appropriate for their particular circumstances. Views expressed are those of the author stated and do not reflect views of other managers or the firm overall. Views are current as of the date of this publication and subject to change.
BNY Investments is one of the world's leading investment management organizations, encompassing BNY’s affiliated investment management firms and global distribution companies. BNY is the corporate brand of The Bank of New York Mellon Corporation and may be used to reference the Corporation as a whole and/or its various subsidiaries generally.
The information on this Web site is not an offer to sell, or a solicitation of an offer to buy any security, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale may not lawfully be made.
Not FDIC-Insured | No Bank Guarantee | May Lose Value
BNY is the corporate brand of The Bank of New York Mellon Corporation and may be used to reference the corporation as a whole and/or its various subsidiaries generally.
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