Please ensure Javascript is enabled for purposes of website accessibility Staying Invested: Don't Miss the Best Days
ch
de
intermediary
intermediary
false
true
Gathering data
Disclaimer Not Available

Staying invested: don't miss the best days

Staying invested: don't miss the best days

Market volatility is unsettling. When the market waters get rough, investors can be tempted to jump out to try to avoid short-term losses. But historically, some of the market’s biggest gains occur when volatility is highest, making them difficult to predict and easy to miss.

Data shows that missing even a few of the market’s best days can significantly erode long-term returns. A hypothetical $100,000 fully invested in the S&P 500 since 1989 would have grown to $4,562,759. But missing just the top 5 trading days reduces that to $2,818,161 — a difference of more than $1.7 million. Time in the market matters more than timing the market. Staying invested, even when it feels difficult, can be one of the most effective ways to protect and grow long-term wealth.
 


Important Information

S&P 500: The S&P 500 is an index designed to track the performance of the largest 500 US companies.

BNY Investments is the brand name for the investment management business of BNY and its investment firm affiliates worldwide. BNY is the corporate brand of The Bank of New York Mellon Corporation and may be used to reference the corporation as a whole or its various subsidiaries generally.

The information contained herein reflects general views and is provided for informational purposes only. This material is not intended as investment advice nor is it a recommendation to adopt any investment strategy.

Opinions and views expressed are subject to change without notice.

Past performance is no guarantee of future results.

 

Issuing entities

This material is only for distribution in those countries and to those recipients listed, subject to the noted conditions and limitations: • United States: by BNY Mellon Securities Corporation (BNYSC), 240 Greenwich Street, New York, NY 10286. BNYSC, a registered broker-dealer and FINRA member, has entered into agreements to offer securities in the U.S. on behalf of certain BNY Investments firms. • Europe (excluding Switzerland): BNY Mellon Fund Management (Luxembourg) S.A., 2-4 Rue EugèneRuppertL-2453 Luxembourg. • UK, Africa and Latin America (ex-Brazil): BNY Mellon Investment Management EMEA Limited, BNY Mellon Centre, 160 Queen Victoria Street, London EC4V 4LA. Registered in England No. 1118580. Authorised and regulated by the Financial Conduct Authority. • South Africa: BNY Mellon Investment Management EMEA Limited is an authorised financial services provider. • Switzerland: BNY Mellon Investments Switzerland GmbH, Bärengasse 29, CH-8001 Zürich, Switzerland. • Middle East: DIFC branch of The Bank of New York Mellon. Regulated by the Dubai Financial Services Authority. • South East Asia and South Asia: BNY Mellon Investment Management Singapore Pte. Limited Co. Reg. 201230427E. Regulated by the Monetary Authority of Singapore. • Hong Kong: BNY Mellon Investment Management Hong Kong Limited. Regulated by the Hong Kong Securities and Futures Commission. • Japan: BNY Mellon Investment Management Japan Limited. BNY Mellon Investment Management Japan Limited is a Financial Instruments Business Operator with license no 406 (Kinsho) at the Commissioner of Kanto Local Finance Bureau and is a Member of the Investment Trusts Association, Japan and Japan Investment Advisers Association and Type II Financial Instruments Firms Association. • Brazil: ARX Investimentos Ltda., Av. Borges de Medeiros, 633, 4th floor, Rio de Janeiro, RJ, Brazil, CEP 22430-041. Authorized and regulated by the Brazilian Securities and Exchange Commission (CVM). • Canada: BNY Mellon Asset Management Canada Ltd. is registered in all provinces and territories of Canada as a Portfolio Manager and Exempt Market Dealer, and as a Commodity Trading Manager in Ontario. All issuing entities are subsidiaries of The Bank of New York Mellon Corporation.

No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. All information contained herein is proprietary and is protected under copyright law.

NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE

©2026 THE BANK OF NEW YORK MELLON CORPORATION

MARK-977465-2026-07-29


GU-914 - 31 August 2027

VERWANDTE THEMEN
A decade of delivery: 10 reasons global short-dated high yield bonds still stand out
Artikel | Anleihen

Higher starting yields and improving credit quality are helping reinforce the case for global short-dated high yield bonds.

Washington realigned: assessing policy and market implications
Artikel | Makroökonomisch

Investors are assessing the market implications of the U.S. midterm elections, but history suggests election-driven volatility tends to fade as clarity improves.

A Democratic sweep: Oversight, investigations, and potential for compromise
Artikel | Makroökonomisch

Democrats have swept both the House and Senate, reshaping Washington’s balance of power. While early polling had pointed toward a more divided government, with Democrats gaining control of at least one chamber, the broader sweep now gives the party more policy leverage heading into 2027.

Play the long game
Chart of the Week | Makroökonomisch

When it comes to investing, time matters. While headlines and short-term perspectives can lead investors to try and time the market, investors have historically been rewarded by playing the long game. Rather than overreacting to market noise, investing over longer time periods can help smooth the ride without sacrificing returns. The lesson: stay diversified and invested for the long term.

Gathering data
Disclaimer Not Available

Dies ist eine Marketingkommunikation