SOLUTIONS
BNY has built a reputation as one of the safest and most trusted banking institutions in the world. Our client-first philosophy is reflected in the extraordinary level of service we provide. Perhaps that’s why we’re also one of the top 10 U.S. private banks.1
We provide a wide range of private banking products and tailored lending solutions – including residential mortgages, commercial real estate financing, securities-based lending, even fine art and aircraft financing – for our private banking clients, their families and businesses. At any given moment, spending more or less may make more sense for you. We help you manage your cash and banking needs strategically as your goals, needs, and market conditions change so your wealth continues to power your goals.
Whether you are growing a business, purchasing a home, making a major acquisition, or funding an unplanned expense, we can help you unlock capital and manage cash flow fluctuations.
Designed to facilitate the management of both short- and longer-term spending needs, our checking, savings and certificates of deposit accounts offer a fully integrated digital private banking experience and competitive rates.
Our experience with complex agreements, along with a commitment to a quick turnaround may be why private banking clients rely on us for their escrow needs.
Whether you require a conventional business banking account or have more complex cash management requirements, we offer comprehensive banking solutions to facilitate your day-to-day and long-term needs.
With well over two centuries of experience serving the nation’s wealthiest individuals, families, business owners and professional firms, our responsiveness and personalized service are unsurpassed. As a business or personal private banking client, you’ll enjoy the services of a dedicated private banker, with access to our full suite of private banking services featuring competitive interest rates and relationship pricing.
A proven track record backed by a heritage of excellence.
12024 Cerulli Report, U.S. Private Banks and Trust Companies Ranking
Based on BNY Wealth's 2023 Client Satisfaction Survey
Longest tenured family client
Billionaires multiply their wealth by borrowing against their assets to pay for new investments. But they aren’t the only ones who can use leverage to their benefit.
Luxury homes offer several advantages, including long-term investment potential and the strategic use of mortgages for financial leverage.
An essential pillar of modern culture, art continues to hold a special place in the hearts of many. Not only is this true of seasoned collectors, who have spent their entire lives acquiring valuable works, but it is also the driving force prompting new collectors to engage with the market.
Whether you are interested in growing your wealth or protecting it, the strategic use of credit can help you achieve your goals. And with interest rates trending lower, now could be an opportunistic time to consider the borrowing tools at your disposal.
Those who have never been married, divorced or widowed face unique challenges when it comes to estate planning, tax transfer strategies and end-of-life decisions. Therefore, solo planning is not only a strategic necessity, but it’s an opportunity to craft a legacy that reflects personal values, philanthropic goals and long-term financial security.
Cash management is a crucial component of any wealth management strategy. At any given moment, spending more or less may make the most sense for you. To optimize your cash flow, we advise clients to consider managing their funds in three distinct ways to align with purpose, risk appetite, and desired levels of return and liquidity. This adaptable approach will help you navigate evolving goals, needs and market conditions.
Expect unmatched personal service, responsiveness and execution from your dedicated Private Banker. They will work closely with you to craft a thoughtful cash management approach, complementing your short- and long-term goals. Your Private Banker will also collaborate with your relationship team to provide expert guidance on optimizing BNY Wealth private banking solutions.
At BNY Wealth, we place our clients’ needs first in everything we do. Our banking solutions have helped ultra-high-net-worth individuals, business owners and family offices achieve their goals through every kind of market cycle for over 240 years. Whether you require traditional banking accounts such as checking and savings, or have more complex needs, we offer a range of industry-leading cash management solutions and a robust suite of digital banking capabilities.
Ready to see how we can help manage your day-to-day banking needs while guiding your long-term planning?
Banking services and credit services, which are subject to application and credit approval, are provided by BNY Mellon, N.A., Member FDIC.
Non-conforming residential Mortgages are exclusively available to BNY Wealth clients and qualified Pershing clients. Mortgage services, provided by BNY Mellon, N.A., are subject to credit approval. NMLS #764464
As a result of the Secure and Fair Enforcement Act (S.A.F.E. Act). BNY Wealth's mortgage bankers are registered with the Nationwide Mortgage Licensing System and Registry (Registry). The unique identifier provided by the Registry for each mortgage banker is included in our S.A.F.E. ACT DISCLOSURE.
WM-740077-2025-05-14