News & Insights

Putting a price on retirement

July 23, 2025

Time to Read: 5 min

Have you considered how you would like to spend your retirement, and how much it might cost? It’s a tricky question to answer, but Pensions UK in conjunction with Loughborough University has created the Retirement Living Standards* framework to help you answer exactly that! When considering how much you will need, Pensions UK has categorised the cost of retirement into three possible standards of living – minimum, moderate and comfortable.

*The Pensions UK/Loughborough University Retirement Living Standards are the property of and provided by Pensions UK and Loughborough University.

2560550 Exp: 03 July 2026

Infographic | Retirement

5Ws of market volatility

Market volatility is sharp (often unpredicted) fluctuations in prices. In normal market conditions the price of individual companies (shares or equities) rises and falls for various reasons. We describe the market as volatile when these sudden movements affect multiple companies.

Infographic | Retirement

Breakdown of cost

There are a few different fees that could apply to a fund throughout your investment. The majority of these are captured within the fund’s ongoing charges - the amount you’ll pay over a year for as long as you hold your investment. Ongoing charges are deducted from the fund and, as such, are reflected in the fund’s performance.