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    BNY Mellon Income Stock Fund

    Overview

    Shareholders of the BNY Mellon Income Stock Fund approved the conversion of the mutual fund into a newly created ETF, the BNY Mellon Enhanced Dividend and Income ETF, which will occur on or about December 5, 2025. Please see the prospectus sticker for details.  

    Why invest in this Fund?

    The fund seeks total return (consisting of capital appreciation and income). To pursue its goal, the fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in stocks. The fund seeks to focus on dividend-paying stocks and other investments and investment techniques that provide income. The investment adviser chooses stocks through a disciplined investment process that combines computer modeling techniques, fundamental analysis and risk management.

    Min. Class Investment
    $1,000
    Class Inception Date
    05/31/16
    Fund Assets
    $164,871,330  As of  09/15/25
    Class Assets
    $1,155,588  As of  09/15/25
    Portfolio Turnover Rate
    92.12% As of fiscal year end  08/31/24
    Morningstar Category
    Large Value
    Benchmark
    Dow Jones U.S. Select Dividend Index
    Morningstar Overall Rating
    Fund Holdings
    61 As of 08/31/25

    Morningstar Rating™ as of August 31, 2025 for the Class C class shares; other classes may have different performance characteristics. Overall rating for the Large Value category. Fund ratings are out of 5 Stars: Overall 4 Stars (1077 funds rated); 3 Yrs. 3 Stars (1077 funds rated); 5 Yrs. 5 Stars (1018 funds rated); 10 Yrs. 3 Stars (826 funds rated).

    Portfolio Managers

    • John Bailer

      John Bailer, CFA

      Deputy Head of Equity Income, Portfolio Manager, Newton Investment Management North America, LLC

      Managing Fund Since 2011

      Joined Firm in 1992

      Joined Industry in 1992
    • Brian C. Ferguson

      Brian C. Ferguson

      Portfolio Manager, Newton Investment Management North America, LLC

      Managing Fund Since 2015

      Joined Firm in 1997

      Joined Industry in 1990
    • Keith Howell

      Keith Howell

      Portfolio Manager, Newton Investment Management North America, LLC

      Managing Fund Since 2021

      Joined Firm in 2006

      Joined Industry in 2004
    Performance

    Total Returns

    Click here to see SALES CHARGE  Max Sales Charge:  1.00%  CDSC Load

    Month End

    Average Annual
    As of 08/31/25
    Name 3 MO
    08/31/25     		YTD
    08/31/25     		1 YR 3 YRS 5 YRS 10 YRS Since Inception
    BNY Mellon Income Stock Fund
    BMISX
    		7.96 11.14 11.02 13.65 16.62 11.03 10.79
    Dow Jones U.S. Select Dividend Index
    		9.24 10.29 10.42 10.28 15.46 11.11 -

    Quarter End

    Average Annual
    As of 06/30/25
    Name 3 MO
    06/30/25     		YTD
    06/30/25     		1 YR 3 YRS 5 YRS 10 YRS Since Inception
    BNY Mellon Income Stock Fund
    BMISX
    		3.38 6.31 13.99 13.03 17.05 9.96 10.72
    Dow Jones U.S. Select Dividend Index
    		-0.10 3.15 14.54 8.65 15.03 10.12 -

    Past performance is no guarantee of future results.

    The performance data quotes represents past performance, which is no guarantee of future results. Yield, share price and investment return fluctuate and an investor's shares may be worth more or less than original cost upon redemption. Current performance may be lower or higher than the performance quoted. Click above for month-end returns.

    The Dow Jones U.S. Select DividendTM Index is defined as all dividend-paying companies in the Dow Jones U.S. Index, excluding REITs, that have a non-negative historical five-year dividend-per-share growth rate, a five-year average dividend coverage ratio of greater than or equal to 167%, paid dividends in each of the previous five years, non-negative trailing 12-month earnings-per-share (EPS), a float-adjusted market capitalization of at least US$1 billion, and three-month average daily trading volume of 200,000 shares. Investors cannot invest directly in any index.

    The total return performance figures presented for Class C shares of the fund represent the performance of the fund's Class M for periods prior to May 31, 2016, the inception date for Class C shares, and the performance of Class C, respectively, from that inception date. Performance reflects the applicable class' distribution/servicing fees since the inception date. Had these fees and expenses been reflected for periods prior, performance would have been different.


    Investors should consider, when deciding whether to purchase a particular class of shares, the investment amount, anticipated holding period and other relevant factors.

    Growth of $10,000 Investment

    Past performance is no guarantee of future results.

    Past performance is no guarantee of future results.

    Historical Performance

      These figures do not reflect the maximum sales charge which, if included, would reduce return.

       

      Past performance is no guarantee of future results.

      Yearly Total Return

      Yearly

      Investment return fluctuates and past performance is no guarantee of future results.

      Fees & Expenses

      Redemption Charge

      As of    REDEMPTION YEAR CDSC
      Year  1 1.00

      Class C shares are subject to a contingent deferred sales charge (CDSC) imposed on Class C shares redeemed within one year of purchase.

      Prospectus Fee Table Expense Ratios

      As of  12/31/24 Fee Description Expense Ratio (%)
      Management Fee 0.65%
      12B-1 Fee 0.75%
      Service Fee 0.25%
      Administration Fee 0.14%
      Other Expenses 0.23%
      Total Expenses 2.02%
      Expenses Reimbursed 0.12%
      Net Expenses 1.90%
      Total Expenses is the total annual operating expense ratio for the fund, before any fee waivers or expense reimbursements. Net Expenses is the total annual operating expense ratio for the fund, after any applicable fee waivers or expense reimbursements. The Total Expenses, or Net Expenses (if including fee waivers or expense reimbursements) is the actual fund expense ratio applicable to investors.
      The fund's investment adviser, BNY Mellon Investment Adviser, Inc., has contractually agreed, until December 31, 2025, to waive receipt of its fees and/or assume the direct expenses of the fund so that the direct expenses of none of Class A, C, I or Y share classes (excluding Rule 12b-1 fees, shareholder services fees, taxes, interest expense, brokerage commissions, commitment fees on borrowing and extraordinary expenses) exceed .90%. On or after December 31, 2025, BNY Mellon Investment Adviser, Inc. may terminate this expense limitation agreement at any time.
      Portfolio

      Portfolio Manager/Sub-Investment Adviser

      The fund's investment adviser is BNY Mellon Investment Adviser, Inc. (BNYIA). BNYIA has engaged its affiliate, Newton Investment Management North America, LLC (NIMNA), to serve as the fund's sub-investment adviser. NIMNA has entered into a sub-sub-investment advisory agreement with its affiliate, Newton Investment Management Limited (NIM), to enable NIM to provide certain advisory services to NIMNA for the benefit of the fund. John C. Bailer, CFA, Brian C. Ferguson and Keith Howell are the fund's primary portfolio managers. Messrs. Bailer, Ferguson and Howell have been primary portfolio managers of the fund since December 2011, December 2015 and September 2021, respectively. Mr. Bailer is Deputy Head of Equity Income and a portfolio manager at NIMNA. Messrs. Ferguson and Howell are portfolio managers at NIMNA.

      Top Holdings

      Download Total Holdings
      As of 08/31/25

      Asset Allocation

          Stats & Risks

          Daily Statistics

          As of 09/15/25 Name NAV Change 11/29/24  12 Month 
          High Nav           		04/08/25  12 Month 
          Low Nav           		YTD Return
          BMISX
          		$7.46
          -$0.02
          -0.27%
          		$8.75 $6.16 11.10%

          Performance Metrics

          Overall Morningstar Rating

          MORNINGSTAR CATEGORY Large Value

          Morningstar Rating™ as of 08/31/25 for the Class C shares; other classes may have different performance characteristics. Overall rating for the Large Value. Fund ratings are out of 5 Stars: Overall 4 Stars (1077 funds rated); 3 Yrs. 3 Stars (1077 funds rated); 5 Yrs. 5 Stars (1018 funds rated); 10 Yrs. 3 Stars (826 funds rated).
          The Morningstar Rating™ for funds, or "star rating", is calculated for managed products with at least a 3-year history. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance (not including the effects of sales charges, loads and redemption fees if applicable), placing more emphasis on downward variations and rewarding consistent performance. Managed products; including open-end mutual funds, closed-end funds and exchange-traded funds; are considered a single population for comparative purposes. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its 3-, 5-,and 10-year (if applicable) Morningstar Rating metrics. © Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. The fund represents a single portfolio with multiple share classes that have different expense structures. Other share classes may have achieved different results.

          Lipper Rankings

          • 1 Year
            111 out of 467
          • 3 Year
            150 out of 433
          • 5 Year
            10 out of 410
          • 10 Year
            out of

          LIPPER CLASSIFICATION Equity Income Funds

          Lipper Category returns and rankings as of 08/31/25, are calculated by Lipper Inc., a Reuters Company, which is a nationally recognized organization that compares the performance of mutual funds with similar investment objectives. The Category returns represent the average performance of included funds, while rankings compare an individual fund's returns to those of the other funds in its category. Both are based on total return performance, with capital gains and dividends reinvested, with annual operating expenses deducted, but without including front or back-end sales charges. Rankings begin with the actual share class inception. Rankings are relative to a peer group and do not necessarily mean that the fund had high total returns. Rankings do not reflect sales loads

          Main Risks

          Equities are subject to market, market sector, market liquidity, issuer, and investment style risks to varying degrees.
          Investing in foreign denominated and/or domiciled securities involves special risks, including changes in currency exchange rates, political, economic, and social instability, limited company information, differing auditing and legal standards, and less market liquidity. These risks generally are greater with emerging market countries.
          Please refer to the prospectus for a more complete discussion of the fund's main risks.

          Risk Metrics

          As of  08/31/25  3-Year Trailing Standard Deviation Alpha Beta R-Squared Sharpe Ratio
          BMISX
          		14.96 -2.78 0.84 68.13 0.61

          All risk metrics are provided by Morningstar. The index used in the calculations are determined by Morningstar which may not be the funds primary benchmark. The index Morningstar used for this analysis is S&P 500® Index.


          Alpha - Alpha is a measure of a security's or portfolio's excess return.

          Beta - Beta is a measure of a security’s or portfolio’s volatility, or systematic risk.

          R-Squared - R-squared is a statistical measure that represents the percentage of a fund’s or security’s movements that are explained by movements in a benchmark index.

          Sharpe Ratio - Sharpe ratio is a risk-adjusted measure that measures reward per unit of risk. The higher the Sharpe ratio, the better.

          Standard Deviation - Standard deviation is a statistical measure of the degree to which an individual portfolio return tends to vary from the mean, based on the entire population. The greater the degree of dispersion, the greater the degree of risk. In mutual funds, the standard deviation tells us how much the return on the fund is deviating from the expected normal returns.

          Distributions

          Dividend Schedule

          Declared
          Monthly
          Distributed
          Monthly
          Paid
          Monthly
          Fiscal Year End
          Aug 31
          Annualized Distribution Rate
          %
          As of 
          Year Dividend ($) Capital Gains ($)
          2025 0.0265 0.0000
          2024 0.0666 1.4323
          2023 0.0927 0.7823
          2022 0.0940 1.8285
          2021 0.0834 1.7590
          2020 0.1100 0.0000
          2019 0.0962 0.7069
          2018 0.1115 0.7568
          2017 0.0993 0.6891
          2016 0.0863 0.2809

          There is no guarantee that the fund will distribute any level annually. Capital gains may be short-term, long-term, or both.

          Distributions History

          Record Date Ex-Dividend Date Payable Date Ordinary 
          Non-Qualified 
          Dividends           		Qualified 
          Dividends           		Non-Qualified 
          Short-Term 
          Capital Gain           		Qualified 
          Short-Term 
          Capital Gain           		Long-Term 
          Capital Gain           		Total 
          Distribution
          08/28/25 08/29/25 08/29/25 - 0.0042 - 0.0000 0.0000 0.0042
          Record Date Ex-Dividend Date Payable Date Ordinary 
          Non-Qualified 
          Dividends           		Qualified 
          Dividends           		Non-Qualified 
          Short-Term 
          Capital Gain           		Qualified 
          Short-Term 
          Capital Gain           		Long-Term 
          Capital Gain           		Total 
          Distribution
          06/27/25 06/30/25 06/30/25 - 0.0058 - 0.0000 0.0000 0.0058
          05/29/25 05/30/25 05/30/25 - 0.0063 - 0.0000 0.0000 0.0063
          04/29/25 04/30/25 04/30/25 - 0.0004 - 0.0000 0.0000 0.0004
          03/28/25 03/31/25 03/31/25 - 0.0081 - 0.0000 0.0000 0.0081
          02/27/25 02/28/25 02/28/25 - 0.0013 - 0.0000 0.0000 0.0013
          01/30/25 01/31/25 01/31/25 - 0.0004 - 0.0000 0.0000 0.0004
          12/06/24 12/09/24 12/09/24 0.0086 0.0055 0.2308 0.1484 1.0531 1.4464
          11/27/24 11/29/24 11/29/24 - 0.0043 - 0.0000 0.0000 0.0043
          10/30/24 10/31/24 10/31/24 - 0.0015 - 0.0000 0.0000 0.0015
          09/27/24 09/30/24 09/30/24 - 0.0057 - 0.0000 0.0000 0.0057
          08/29/24 08/30/24 08/30/24 - 0.0024 - 0.0000 0.0000 0.0024
          07/30/24 07/31/24 07/31/24 - 0.0019 - 0.0000 0.0000 0.0019
          06/27/24 06/28/24 06/28/24 - 0.0061 - 0.0000 0.0000 0.0061
          05/30/24 05/31/24 05/31/24 - 0.0133 - 0.0000 0.0000 0.0133
          03/27/24 03/28/24 03/28/24 - 0.0113 - 0.0000 0.0000 0.0113
          02/28/24 02/29/24 02/29/24 - 0.0034 - 0.0000 0.0000 0.0034
          01/30/24 01/31/24 01/31/24 - 0.0026 - 0.0000 0.0000 0.0026
          12/06/23 12/07/23 12/07/23 0.0000 0.0241 0.0000 0.0000 0.7823 0.8064
          11/29/23 11/30/23 11/30/23 - 0.0110 - 0.0000 0.0000 0.0110
          10/30/23 10/31/23 10/31/23 - 0.0014 - 0.0000 0.0000 0.0014
          09/28/23 09/29/23 09/29/23 - 0.0061 - 0.0000 0.0000 0.0061
          08/30/23 08/31/23 08/31/23 - 0.0069 - 0.0000 0.0000 0.0069
          07/28/23 07/31/23 07/31/23 - 0.0002 - 0.0000 0.0000 0.0002
          06/29/23 06/30/23 06/30/23 - 0.0100 - 0.0000 0.0000 0.0100
          05/30/23 05/31/23 05/31/23 - 0.0138 - 0.0000 0.0000 0.0138
          03/30/23 03/31/23 03/31/23 - 0.0120 - 0.0000 0.0000 0.0120
          02/27/23 02/28/23 02/28/23 - 0.0068 - 0.0000 0.0000 0.0068
          01/30/23 01/31/23 01/31/23 - 0.0004 - 0.0000 0.0000 0.0004
          12/06/22 12/07/22 12/07/22 0.0109 0.0017 0.2759 0.0433 1.5093 1.8411
          11/29/22 11/30/22 11/30/22 - 0.0145 - 0.0000 0.0000 0.0145
          09/29/22 09/30/22 09/30/22 - 0.0106 - 0.0000 0.0000 0.0106
          08/30/22 08/31/22 08/31/22 - 0.0090 - 0.0000 0.0000 0.0090
          07/28/22 07/29/22 07/29/22 - 0.0011 - 0.0000 0.0000 0.0011
          06/29/22 06/30/22 06/30/22 - 0.0102 - 0.0000 0.0000 0.0102
          05/27/22 05/31/22 05/31/22 - 0.0152 - 0.0000 0.0000 0.0152
          03/30/22 03/31/22 03/31/22 - 0.0112 - 0.0000 0.0000 0.0112
          02/25/22 02/28/22 02/28/22 - 0.0096 - 0.0000 0.0000 0.0096
          12/06/21 12/07/21 12/07/21 0.0000 0.0102 0.0000 0.0567 1.7023 1.7692
          11/29/21 11/30/21 11/30/21 - 0.0156 - 0.0000 0.0000 0.0156
          09/29/21 09/30/21 09/30/21 - 0.0075 - 0.0000 0.0000 0.0075
          08/30/21 08/31/21 08/31/21 - 0.0083 - 0.0000 0.0000 0.0083
          06/29/21 06/30/21 06/30/21 - 0.0124 - 0.0000 0.0000 0.0124
          05/27/21 05/28/21 05/28/21 - 0.0079 - 0.0000 0.0000 0.0079
          03/30/21 03/31/21 03/31/21 - 0.0128 - 0.0000 0.0000 0.0128
          02/25/21 02/26/21 02/26/21 - 0.0087 - 0.0000 0.0000 0.0087
          12/04/20 12/07/20 12/07/20 0.0000 0.0206 0.0000 0.0000 0.0000 0.0206
          11/27/20 11/30/20 11/30/20 - 0.0117 - 0.0000 0.0000 0.0117
          10/29/20 10/30/20 10/30/20 - 0.0012 - 0.0000 0.0000 0.0012
          09/29/20 09/30/20 09/30/20 0.0000 0.0086 0.0000 0.0000 0.0000 0.0086
          08/28/20 08/31/20 08/31/20 0.0000 0.0116 0.0000 0.0000 0.0000 0.0116
          07/30/20 07/31/20 07/31/20 0.0000 0.0028 0.0000 0.0000 0.0000 0.0028
          06/29/20 06/30/20 06/30/20 0.0000 0.0097 0.0000 0.0000 0.0000 0.0097
          05/28/20 05/29/20 05/29/20 0.0000 0.0114 0.0000 0.0000 0.0000 0.0114
          04/29/20 04/30/20 04/30/20 0.0000 0.0067 0.0000 0.0000 0.0000 0.0067
          03/30/20 03/31/20 03/31/20 0.0000 0.0166 0.0000 0.0000 0.0000 0.0166
          02/27/20 02/28/20 02/28/20 0.0000 0.0086 0.0000 0.0000 0.0000 0.0086
          01/30/20 01/31/20 01/31/20 0.0000 0.0005 0.0000 0.0000 0.0000 0.0005
          12/06/19 12/09/19 12/09/19 0.0000 0.0168 0.0000 0.0441 0.6628 0.7237
          11/27/19 11/29/19 11/29/19 0.0000 0.0106 0.0000 0.0000 0.0000 0.0106
          10/30/19 10/31/19 10/31/19 0.0000 0.0011 0.0000 0.0000 0.0000 0.0011
          09/27/19 09/30/19 09/30/19 0.0000 0.0109 0.0000 0.0000 0.0000 0.0109
          08/29/19 08/30/19 08/30/19 0.0000 0.0105 0.0000 0.0000 0.0000 0.0105
          07/30/19 07/31/19 07/31/19 0.0000 0.0015 0.0000 0.0000 0.0000 0.0015
          06/27/19 06/28/19 06/28/19 0.0000 0.0078 0.0000 0.0000 0.0000 0.0078
          05/30/19 05/31/19 05/31/19 0.0000 0.0097 0.0000 0.0000 0.0000 0.0097
          04/29/19 04/30/19 04/30/19 0.0000 0.0027 0.0000 0.0000 0.0000 0.0027
          03/28/19 03/29/19 03/29/19 0.0000 0.0135 0.0000 0.0000 0.0000 0.0135
          02/27/19 02/28/19 02/28/19 0.0000 0.0059 0.0000 0.0000 0.0000 0.0059
          01/30/19 01/31/19 01/31/19 0.0000 0.0052 0.0000 0.0000 0.0000 0.0052
          12/10/18 12/11/18 12/11/18 0.0125 0.0158 0.0475 0.0602 0.6491 0.7851
          11/29/18 11/30/18 11/30/18 0.0000 0.0094 0.0000 0.0000 0.0000 0.0094
          10/30/18 10/31/18 10/31/18 0.0000 0.0053 0.0000 0.0000 0.0000 0.0053
          09/27/18 09/28/18 09/28/18 0.0000 0.0135 0.0000 0.0000 0.0000 0.0135
          08/30/18 08/31/18 08/31/18 0.0000 0.0072 0.0000 0.0000 0.0000 0.0072
          07/30/18 07/31/18 07/31/18 0.0000 0.0032 0.0000 0.0000 0.0000 0.0032
          06/28/18 06/29/18 06/29/18 0.0000 0.0056 0.0000 0.0000 0.0000 0.0056
          05/30/18 05/31/18 05/31/18 0.0000 0.0153 0.0000 0.0000 0.0000 0.0153
          04/27/18 04/30/18 04/30/18 0.0000 0.0014 0.0000 0.0000 0.0000 0.0014
          03/28/18 03/29/18 03/29/18 0.0000 0.0085 0.0000 0.0000 0.0000 0.0085
          02/27/18 02/28/18 02/28/18 0.0000 0.0121 0.0000 0.0000 0.0000 0.0121
          01/30/18 01/31/18 01/31/18 0.0000 0.0017 0.0000 0.0000 0.0000 0.0017
          12/11/17 12/12/17 12/12/17 0.0033 0.0027 0.1187 0.0995 0.4709 0.6951
          11/29/17 11/30/17 11/30/17 0.0000 0.0191 0.0000 0.0000 0.0000 0.0191
          10/30/17 10/31/17 10/31/17 0.0000 0.0040 0.0000 0.0000 0.0000 0.0040
          09/28/17 09/29/17 09/29/17 0.0000 0.0101 0.0000 0.0000 0.0000 0.0101
          08/30/17 08/31/17 08/31/17 0.0000 0.0071 0.0000 0.0000 0.0000 0.0071
          07/28/17 07/31/17 07/31/17 0.0000 0.0020 0.0000 0.0000 0.0000 0.0020
          06/29/17 06/30/17 06/30/17 0.0000 0.0206 0.0000 0.0000 0.0000 0.0206
          05/30/17 05/31/17 05/31/17 0.0000 0.0094 0.0000 0.0000 0.0000 0.0094
          04/27/17 04/28/17 04/28/17 0.0000 0.0010 0.0000 0.0000 0.0000 0.0010
          03/30/17 03/31/17 03/31/17 0.0000 0.0100 0.0000 0.0000 0.0000 0.0100
          02/27/17 02/28/17 02/28/17 0.0000 0.0100 0.0000 0.0000 0.0000 0.0100
          12/01/16 12/02/16 12/02/16 0.0000 0.0133 0.0000 0.0233 0.2576 0.2942
          11/29/16 11/30/16 11/30/16 0.0000 0.0230 0.0000 0.0000 0.0000 0.0230
          10/28/16 10/31/16 10/31/16 0.0000 0.0020 0.0000 0.0000 0.0000 0.0020
          09/29/16 09/30/16 09/30/16 0.0000 0.0124 0.0000 0.0000 0.0000 0.0124
          08/30/16 08/31/16 08/31/16 0.0000 0.0106 0.0000 0.0000 0.0000 0.0106
          07/28/16 07/29/16 07/29/16 0.0000 0.0020 0.0000 0.0000 0.0000 0.0020
          06/29/16 06/30/16 06/30/16 0.0000 0.0230 0.0000 0.0000 0.0000 0.0230
          See all rows...
          Literature

          Literature

          PRODUCT MATERIALS

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          BNY Mellon Income Stock Fund - Enhanced Factsheet Download
          BNY Mellon Income Stock Fund - Commentary Download

          Factsheet, Prospectus and Reports

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          Prospectus Download
          Summary Prospectus Download
          SAI Download
          Annual Report - Class C Download
          Semi Annual Report - Class C Download
          Annual Financials and Other Information Download
          Semi Annual Financials and Other Information Download
          1Q Fiscal Holdings Download
          3Q Fiscal Holdings Download

          Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund carefully before investing. Download a prospectus, or summary prospectus, if available, that contains this and other information about the fund, and read it carefully before investing.

          This material has been distributed for informational purposes only and should not be considered as investment advice or a recommendation of any particular investment, strategy, investment manager or account arrangement and should not serve as a primary basis for investment decisions.

          Please consult a legal, tax or investment professional in order to determine whether an investment product or service is appropriate for a particular situation.

           

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