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THE CONTENTS HEREOF ARE NOT INTENDED FOR ACCESS BY, DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH ACCESS, DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION.

This webpage is intended for an audience of Institutional Investors and/or Investment Professionals generally within the United States and is NOT intended for the general retail public. This webpage is solely for informational and educational purposes for its intended audience only.  This webpage is intended for the user's own use in reviewing information available here about The Bank of New York Mellon (“BNY”) and its Collective Investment Trusts (“CITs”).

By accessing this webpage, you agree to be bound by the representations and conditions detailed herein and the Terms of Use listed at the link below.  If you do not agree with these representations and conditions and the Terms of Use, do not access the webpage.  No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission from BNY.  Some content on this page may be provided by third party providers, which we consider to be reliable but have not independently verified. BNY makes no representation as to the completeness of such information and has no obligation to revise or update any statements made herein for any reason.

This material has been provided for informational purposes only and should not be construed as investment advice or a recommendation of any particular investment product, strategy, investment manager or account arrangement, and should not serve as a primary basis for investment decisions.  Prospective investors should consult a legal, tax or financial professional to determine whether any investment product, strategy or service is appropriate for their particular circumstances.

All collective investment funds presented are not deposits of, and are not insured or guaranteed by, any bank, the Federal Deposit Insurance Corporation ("FDIC”) or any other government agency and may lose value.  All investments involve risk including loss of principal. Certain investments involve greater or unique risks that should be considered along with the objectives, fees, and expenses before investing. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. Past performance is not indicative of future returns and there is no guarantee that losses will not occur in the future.

If you would like more information about BNY's CITs or need assistance, please contact us at BNYCIT@bny.com.

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