The fund is a complex product and investors should exercise caution in relation to the product.

Investment involves risk. Past performance is not indicative of future performance.

The value of investments and the income from them is not guaranteed and can fall as well as rise.

The fund in this document is authorized by the Securities and Futures Commission (“SFC”). SFC authorization is not a recommendation or endorsement of a product and it does not guarantee the commercial merits of a product or its performance.

The offering documents of the fund should be read before an investment is made. If you are in any doubt about any of the contents of this document, you should obtain independent professional advice. Important Information For Hong Kong Investors.

The Fund primarily invests in global credit debt and debt related securities. Debt and debt related securities may include collateralized loan obligations, collateralized debt obligations, asset-backed and mortgage-backed securities, contingent convertible securities. The Fund investment portfolio may fall in value and there is no guarantee of the repayment of principal.

The Fund may invest in debt securities rated below investment grade or unrated. Such securities are generally subject to lower liquidity, higher volatility and greater risk of loss of principal and interest than high-rated debt securities.

In general, the prices of debt securities fall when interest rates rise. The value of the Fund may be affected by substantial adverse movements in interest rates and inflation.

Valuation of the Fund’s investments may involve uncertainties and judgmental determinations. If such valuation turns out to be incorrect, this may affect the Net Asset Value calculation of the Fund.

Investments in collateralized and/or securitised products are exposed to extension and prepayment risks and risks that the payment obligations relating to the underlying assets are not met, which may adversely impact the returns of the securities.

The fund may invest in debt instruments with loss absorption features (LAP) including contingent convertible debt securities (CoCos) which are complex and subject to greater risk on liquidity, valuation and sector concentration compared to traditional debt instruments. The Fund is exposed to risks associated with debt securities, including sub-investment grade debt securities risk, credit risk, interest rate and inflation risk, volatility and liquidity risk, downgrading risk, valuation risk, credit rating risk and risk associated with collateralised and/ or securitised products.

The Fund may invest in financial derivative instrument (FDI) and may utilise FDI for investment, hedging and efficient portfolio management (EPM) purposes. Risks associated with FDI include counterparty/credit risk, liquidity risk, valuation risk, volatility risk and over-the-counter transaction risk. The leverage element/component of a derivative can result in a loss significantly greater than the amount invested in the derivative by the Fund.

The Fund may have a net leveraged exposure of more than 100% of the net asset value of the Fund. This may further magnify any potential negative impact of any change in the value of the underlying asset on the Fund and may also increase the volatility of the Fund's price which may lead to significant losses.

The Fund may at times be concentrated in particular countries such as the United States, Eurozone and the United Kingdom. The Fund may be more susceptible to adverse economic, political, policy, foreign exchange, liquidity, tax, legal or regulatory event affecting companies domiciled in these countries or their group or affiliates.

The Fund may invest in emerging markets and may be subject to risks of (i) social, political and economic instability; (ii) lack of liquidity; (iii) national policies restrictions; (iv) less developed legal structures; and (v) currency risks/control, settlement risks and custody risks.

The Fund may pay dividend out of capital which amounts to a return or withdrawal of part of an investor’s original investment or from any capital gains attributable to that original investment. Any such distributions may result in an immediate reduction of Net Asset Value per share.

Investors should not rely solely on this document to make investment decision. Please read the offering documents carefully for further details, including risk factors.

• China Interbank Bond Market and Bond Connect risk: The Fund may invest in China interbank bond market through connection between the related Mainland and Hong Kong financial infrastructure institutions. These may be subject to regulatory changes, settlement risk and quota limitations. An operational constraint such as a suspension in trading could negatively affect the Fund's ability to achieve its investment objective.
• Geographic Concentration Risk: Where the Fund invests significantly in a single market, this may have a material impact on the value of the Fund.
• Objective/Performance Risk: There is no guarantee that the Fund will achieve its objectives.
• Currency Risk: This Fund invests in international markets which means it is exposed to changes in currency rates which could affect the value of the Fund.
• Derivatives Risk: Derivatives are highly sensitive to changes in the value of the asset from which their value is derived. A small movement in the value of the underlying asset can cause a large movement in the value of the derivative. This can increase the sizes of losses and gains, causing the value of your investment to fluctuate. When using derivatives, the Fund can lose significantly more than the amount it has invested in derivatives.
• Changes in Interest Rates & Inflation Risk: Investments in bonds/money market securities are affected by interest rates and inflation trends which may negatively affect the value of the Fund.
• Credit Ratings and Unrated Securities Risk: Bonds with a low credit rating or unrated bonds have a greater risk of default. These investments may negatively affect the value of the Fund.
• Credit Risk: The issuer of a security held by the Fund may not pay income or repay capital to the Fund when due.
• Emerging Markets Risk: Emerging Markets have additional risks due to less-developed market practices.
• Specific Share Class Hedging Risk: This share class uses techniques to try to reduce the effects of changes in the exchange rate between the share class currency and the currency of the underlying investments of the Fund. These techniques may not eliminate all currency risk. The hedging range for this share class is 99-101% of the Net Asset Value (NAV) of the share class.
• CoCo's Risk: Contingent Convertible Securities (CoCo's) convert from debt to equity when the issuer's capital drops below a pre-defined level. This may result in the security converting into equities at a discounted share price, the value of the security being written down, temporarily or permanently, and/or coupon payments ceasing or being deferred.
• Counterparty Risk: The insolvency of any institutions providing services such as custody of assets or acting as a counterparty to derivatives or other contractual arrangements, may expose the Fund to financial loss.
• Environmental, Social and Governance (ESG) Investment Approach Risk: The Fund follows an ESG investment approach. This means factors other than financial performance are considered as part of the investment process. This carries the risk that the Fund's performance may be negatively impacted due to restrictions placed on its exposure to certain sectors or types of investments. The approach taken may not reflect the opinions of any particular investor. In addition, in following an ESG investment approach, the Fund is dependent upon information and data from third parties (which may include providers for research reports, screenings, ratings and/or analysis such as index providers and consultants). Such information or data may be incomplete, inaccurate or inconsistent.
• Subordinated Debt Risk: Subordinated Debt carries a greater level of risk compared to unsubordinated debt because it receives a lower priority level in terms of its claims on a company's assets in the case of the borrower's default.

A complete description of risk factors is set out in the Prospectus in the section entitled "Risk Factors".

*Please note that each SFC-authorized sub-fund of BNY Mellon Global Funds, plc is not aiming to incorporate ESG factors as its key investment focus and, as such, does not constitute an ESG fund pursuant to the Circular to management companies of SFC- authorized unit trusts and mutual funds - ESG funds issued by the SFC on 29 June 2021. Other funds which are not authorized for offering to retail investors may or may not constitute ESG funds (where defined in the relevant local jurisdiction).

BNY Investments is the brand name for the investment management business of BNY and its investment firm affiliates worldwide. BNY is the corporate brand of The Bank of New York Mellon Corporation and may be used to reference the corporation as a whole or its various subsidiaries generally.

This material is for retail investors and is not intended as investment advice. Investment involves risk. Past performance is not a guide to future performance. The offering document of the fund(s) and the Key Facts Statements (KFS) should be read for further details including the risk factors, in particular (where relevant) those associated with investments in emerging markets or using financial derivative instruments for investment purposes. Past performance information presented is not indicative of future performance. Investment returns may be exposed to exchange rate fluctuations. The value of investments may go down or up. This document has not been reviewed by the Securities and Futures Commission. You should not rely on this document alone to make investment decisions. If you are in any doubt about any of the contents of this document, you should obtain independent professional advice. This document may not be used for the purpose of an offer or solicitation in any jurisdiction or in any circumstances in which such offer or solicitation is unlawful or not authorised. This material should not be published or distributed without due authorization from issuer. No warranty is given as to the completeness of this information and no liability is accepted for omissions in such information. The Fund is a sub-fund of BNY Mellon Global Funds, plc (BNY MGF), an open-ended investment company with variable capital (ICVC) with segregated liability between sub-funds. Incorporated with limited liability under the laws of Ireland and authorised by the Central Bank of Ireland as a UCITS fund. The Fund may not be registered for sale in some markets.

In Hong Kong, the issuer of this document is BNY Mellon Investment Management Hong Kong Limited, which is registered with the Securities and Futures Commission (Central Entity Number: AQI762). This document has not been reviewed by the Securities and Futures Commission. Information in this document is subject to change without notice. To the extent permitted by applicable laws, rules, codes and guidelines, BNY Mellon Investment Management Hong Kong Limited accepts no liability whatsoever whether direct or indirect that may arise from the use of or reliance on the information contained in this document. The information has been provided without taking into account the investment objective, financial situation or needs of any particular person. To the extent permitted by applicable laws, rules, codes and guidelines, BNY Mellon Investment Management Hong Kong Limited and its affiliates are not responsible for any subsequent investment advice given based on the information supplied. BNY Mellon Investment Management Hong Kong Limited and any other BNY Mellon entity mentioned are ultimately owned by The Bank of New York Mellon Corporation.

MC767-04-09-2026 (4M)